How smart employers are cutting costs up to 30%, protecting employees from out-of-pocket exposure, and building a benefits package that most companies their size never thought was within reach.
Everything you need to understand the Ascend strategy — written in plain English for business owners, not insurance professionals.
Why premiums go up every year regardless of your claims, why you have no visibility into what's driving costs, and why your current broker may never show you a better option.
How Level-Funded and Reference-Based Pricing plans work, how they compare, and which one is right for your workforce — with a side-by-side comparison table.
How the PCMP through Revive Health keeps everyday claims off your major medical plan, why it costs the employer nothing, and how it funds itself through FICA tax savings.
Why gap coverage comes before dental and vision, what an $8,500 ER visit costs an employee with and without it, and how tax savings can cover the premium entirely.
A complete comparison of Traditional Benefits vs. The Ascend Strategy — showing exactly how each piece fits together to deliver better coverage at lower cost.
A clear, actionable summary of the complete strategy — from replacing your traditional plan to funding dental, vision, disability, and life through tax savings.
This eBook is for employers with 2–250 employees who want to understand their options — and make smarter decisions — without needing to become insurance experts first.
If your premiums have gone up year after year with no explanation, this is for you.
If your broker has only ever offered traditional plans, you need to read this before your next renewal.
Better benefits without higher costs gives you a real competitive advantage when hiring.
The eBook gives you the strategy. A free analysis gives you the numbers — specific to your group, your workforce, and your goals.
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