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★ Resources & Insights

Benefits Education for Business Owners

Straightforward answers to the questions your traditional broker was never asked. Learn how level-funded plans, ERISA strategies, and smarter benefits design can reduce your costs without cutting your coverage.

Employee Benefits Education

What Is a Level-Funded Health Plan? A Plain-English Guide for Small Business Owners

April 2026  ·  8 min read

Most small business owners have been given two choices: traditional fully insured plans, or the risky world of full self-insurance. Level funding sits in the middle — and it could save your business up to 30%.

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Cost Management

Why Your Group Health Insurance Premiums Keep Going Up — And What You Can Do About It

April 2026  ·  7 min read

The median proposed small group premium increase for 2026 is 11%. Here's why costs keep climbing — and the specific strategies employers are using to fight back without cutting employee benefits.

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Plan Strategy

ERISA Plans Explained: How Small Businesses Access Fortune 500 Benefits Strategies

April 2026  ·  7 min read

ERISA self-funded plans have been the benefits strategy of choice for large corporations for decades. Thanks to modern stop-loss insurance, they're now accessible to businesses with as few as 2 employees.

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